The story begins like this, I was just roaming around the corners of Bangalore city on my lovely bike Pulsar... A water tanker that was just beside me, turned towards me and the other side of me was an Auto! I was horrified and was blowing horn like anything, yelling at the Water Tanker driver... and my bike touched slightly to the auto and I fell down. It was my luck and fate that saved me that day... There was a guy behind me In a car with loud music playing in his system and enjoying all the scene... he was playing safe... in his car.
My mind turned on, I thought of buying a car instead of taking risk in bikes. Just after marriage bought a car, a lovely car Santro... I looked at bikers and kept telling I was also like those once, now I am safe. Everything was fine, till the day again a truck driver negligently touched my car and made a dent on right side of my car... I quarreled with him and got 3000 Rs for whatever happened due to his negligence. Car got repaired for just 1700 Rs, and I was happy again. Some part of the expense was also taken care by Insurance Company, thank god I had an insurance on my car. And that was my first insurance claim in my life, I was really happy.
Few days later I was dropping my wife to her office and returning back, a red colored Maruti Zen, was found in the middle of the road, hit by a truck badly. The driver of the car was dead on spot. I dont know about other passengers in the car. I was really really scared now.
To become safe, I left driving bike, bought car paying 3,00,000 Rs extra money. And now, still I feel unsecured.
I then realized that, its not how many guards you carry along with you, nor how safest car you travel in, nor which safest route you travel daily, nor how you organize your daily routine to its safest extent. But it is how you are ensuring that all the safety, risks are covered or taken care or Insured!!!!!
I bought insurances Term Insurance, Health Insurance and some ULIP (Unit Linked Insurance Policy) investment insurances etc., and made sure I paid the premiums on time even by skipping gas for my car sometimes.
Now I drive my car even safer way than earlier.
